Page Introduction

Savings Products

Bottomline Unique Sacco promotes a culture of disciplined savings as the foundation of financial strength. Our savings products are designed to enhaance stability, support borrowing capacity, and build long-term prosperity for members of Bottomline Unique Association.

Savings are classified as Mandatory and Voluntary savings.

Mandatory Savings

Ordinary Savings

A required minimum monthly deposit to maintain active membership which forms the core contribution of every member.

Key Features

• Mandatory monthly contribution

• Forms the basis of loan eligibility

• Encourages consistent financial discipline

• Contributes to dividend eligibility (subject to performance)

Minimum Monthly Contribution: Ksh.500

Voluntary Savings

Extra deposits made by members for future borrowing eligibility or personal savings.

Share Capital

Share Capital

Share capital represents a member's ownership stake in the Sacco. 

Every member must purchase a minimum number of 100 shares valued at Ksh. 25 each.

Key Features

• Non-withdrawable  but transferable.

• Determines dividend entitlement

• Strengthens Sacco capital base

Share Capital Requirement: Ksh.2,500

Special Purpose Savings

Special Savings Accounts 

Members may save towards specific financial goals such as:

• Sacco development

• Welfare

• Education

• Investment

• Asset acquisition

• Emergency preparedness

These structured savings plans promote responsible financial planning.

Why Save With Us

Why Save With Bottomline Unique Sacco

• Secure and accountable fund management

• Transparent financial oversight

• Competitive returns (subject to performance)

• Strengthened borrowing capacity

• Collective growth within the Association

Call to Action

Start Building Your Financial Future Today